貯ちょ蓄ちく性せい向こうMeaningsNoun1. propensity to save; savings-to-income ratioKanji used貯save up蓄store a large amount性nature (of a person)向directionComposed of貯ちょ蓄ちくsavingsNoun性せい向こうinclination; tendency; nature; characterNoun