He took out a mortgage from the bank in order to buy a house.

Six percent home loans represent the industry average now.

A slightly lower interest rate could save thousands of dollars over the life of a home loan.

The worst-case scenario is that Tom will lose his job and won't be able to keep up his mortgage payments.

More and more people are falling behind in their mortgage payments.

A mortgage is a kind of loan that people can use to buy a house.